October 16, 2023
AgencyWhen is the Best Time to Get Life Insurance?
Perhaps you’ve put off the purchase of life insurance for some time now. You’re young and you don’t plan to be at risk of death anytime soon. Many people make the same decision, but that does not mean it’s the smartest decision to make. It is essentially risky to live without life insurance if you […]
September 14, 2023
AgencyFive Tips for Preparing for Flu Season
Having the flu is nothing to joke about. Flu can even be deadly if you don’t see your doctor and get treatment. You will likely need considerable treatment to recover well. We are in flu season, and seasonal conditions are favorable for widespread flu infections. You should do everything you can to reduce your risks […]
July 7, 2023
Agency5 Great Employee Benefits to Offer Besides Healthcare
You may see it as spending unnecessary money, but on the contrary, offering employee benefits is a great way to set your business up for success. Generous benefits attract quality workers that may have otherwise been turned away if no benefits were offered. People want to work for a company that cares about the wellbeing […]
June 14, 2023
AgencyWhy Planning a Large Event Should Include Insurance
Planning a large event—whether a birthday party, a wedding, a bar/bat mitzvah, a business dinner etc.—takes a lot of time and effort, not to mention an investment. So what happens if an unforeseen event, such as a severe storm or a family illness, forces you to postpone or cancel the event? Your bank account can […]
May 17, 2023
AgencyHow Much Does Small Business General Liability Insurance Cost?
Small business general liability insurance protects against financial losses resulting from bodily injury, property damage or personal and advertising injury claims made by third parties. Your insurance agent can help you determine the appropriate coverage limits to mitigate your business’s risks and liabilities. To learn more about general liability insurance for small businesses and to […]
April 19, 2023
Agency3 Times You Might Need Umbrella Insurance
Umbrella insurance isn’t always the first choice for many individuals or business professionals, but it should not be overlooked. Many people don’t realize the value it can offer in everyday life. This type of insurance provides more coverage than a traditional auto, home or business insurance plan does. This makes it very valuable in cases […]
March 1, 2023
Agency9 Cyber Risk Questions Every Board Should Ask
When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, industry, or status as a private or public entity. In order for organizations to truly protect themselves from cyber risks, […]
February 24, 2023
AgencyHow Does Nonprofit Insurance Work?
Although nonprofit organizations may differ from for-profit businesses and companies in various ways, they may face similar risks and perils. While nonprofits may need to account for significant exposures, they may have different financial resources to fall back on when responding to an incident. So these organizations must construct and maintain a comprehensive insurance portfolio. […]
January 3, 2023
Agency5 Things You Need to Know Before Buying Insurance for Your Retail Business
If you operate a retail business, having the right type of business insurance is essential. This type of coverage protects you, the owner, as well as the business itself from a variety of risks. Many business owners lack the proper level of coverage and that can pose a significant risk. Consider the following retail business […]
December 8, 2022
AgencyWho Should Carry Builders Risk Insurance?
Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. In general, anyone with stake in a construction […]