Business & Commercial Insurance
Running a business in Tennessee comes with risks, but the right insurance policy can help protect the investment that you’ve built. Sunstar Insurance Tennessee is here to help you understand business insurance and choose the most appropriate policy for your operations.
What Does Business Insurance Cover? 
Depending on the insurer, a business insurance policy may include coverages that benefit different aspects of your business. These coverages include:
- General liability coverage may be helpful if your business causes third party bodily injuries, property damage or advertising injuries.
- Commercial auto coverage may cover damage to a business vehicle caused by an accident, theft or other covered risk.
- Professional liability coverage may cover your business if you get sued for an oversight, negligence or missed deadline.
- Commercial property coverage may cover the value of your property and equipment if it gets damaged by fire, theft, vandalism or certain weather events.
- Workers compensation coverage may cover your employees’ disability benefits, medical expenses or workplace injuries.
- Cyber coverage may cover losses caused by a cyberattack or a data breach.
How Much Does Business Insurance Cost?
The cost of business insurance in Tennessee may depend on your insurer. The following factors may influence how your rate is calculated:
- Your industry
- Your location
- Number of employees
- Your coverage limit
- Your deductible amount
Where to Get Business Insurance
Contact Sunstar Insurance Tennessee if you want to explore your options or request for a personalized quote. We are proudly serving Jackson, McKenzie, Humboldt, Martin, Memphis, Columbia, Franklin and Murfreesboro, TN