August 11, 2023
AgencyDo You Need Workers’ Compensation Insurance If You Work From Home?
The rise of remote work has transformed the traditional office environment, making it increasingly common for people to work from home. With this shift, the question of workers’ compensation insurance for remote workers has become a topic of concern. Work-related injuries and illnesses can occur in home-based settings as well. What Is Workers’ Compensation Insurance? […]
May 17, 2023
AgencyHow Much Does Small Business General Liability Insurance Cost?
Small business general liability insurance protects against financial losses resulting from bodily injury, property damage or personal and advertising injury claims made by third parties. Your insurance agent can help you determine the appropriate coverage limits to mitigate your business’s risks and liabilities. To learn more about general liability insurance for small businesses and to […]
March 1, 2023
Agency9 Cyber Risk Questions Every Board Should Ask
When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, industry, or status as a private or public entity. In order for organizations to truly protect themselves from cyber risks, […]
February 24, 2023
AgencyHow Does Nonprofit Insurance Work?
Although nonprofit organizations may differ from for-profit businesses and companies in various ways, they may face similar risks and perils. While nonprofits may need to account for significant exposures, they may have different financial resources to fall back on when responding to an incident. So these organizations must construct and maintain a comprehensive insurance portfolio. […]
January 3, 2023
Agency5 Things You Need to Know Before Buying Insurance for Your Retail Business
If you operate a retail business, having the right type of business insurance is essential. This type of coverage protects you, the owner, as well as the business itself from a variety of risks. Many business owners lack the proper level of coverage and that can pose a significant risk. Consider the following retail business […]
October 12, 2022
AgencyDo Car Wrecks Qualify Employees for Workers’ Compensation?
Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. One drawback of […]
September 5, 2022
AgencyTips for Buying General Liability Insurance
When insuring your business, you will likely need general liability coverage. Such a policy can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. However, obtaining this coverage will require attention to detail and an understanding of what such a policy can do […]
August 3, 2022
AgencyDoes Commercial Auto Insurance Cover Rental Cars?
Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it’s important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. If you’re an individual using a rental vehicle for personal purposes, […]
July 22, 2022
AgencyIs a BOP Right for Your Small Business?
A business owner’s policy, or BOP, is a great insurance solution for small- to medium-sized businesses. This type of policy is favored because it bundles the most common coverages into one policy, with one premium as opposed to paying for policies a la carte. This bundle is fully customizable and generally cheaper than buying individual […]