September 14, 2023
AgencyFive Tips for Preparing for Flu Season
Having the flu is nothing to joke about. Flu can even be deadly if you don’t see your doctor and get treatment. You will likely need considerable treatment to recover well. We are in flu season, and seasonal conditions are favorable for widespread flu infections. You should do everything you can to reduce your risks […]
August 11, 2023
AgencyDo You Need Workers’ Compensation Insurance If You Work From Home?
The rise of remote work has transformed the traditional office environment, making it increasingly common for people to work from home. With this shift, the question of workers’ compensation insurance for remote workers has become a topic of concern. Work-related injuries and illnesses can occur in home-based settings as well. What Is Workers’ Compensation Insurance? […]
July 7, 2023
Agency5 Great Employee Benefits to Offer Besides Healthcare
You may see it as spending unnecessary money, but on the contrary, offering employee benefits is a great way to set your business up for success. Generous benefits attract quality workers that may have otherwise been turned away if no benefits were offered. People want to work for a company that cares about the wellbeing […]
June 14, 2023
AgencyWhy Planning a Large Event Should Include Insurance
Planning a large event—whether a birthday party, a wedding, a bar/bat mitzvah, a business dinner etc.—takes a lot of time and effort, not to mention an investment. So what happens if an unforeseen event, such as a severe storm or a family illness, forces you to postpone or cancel the event? Your bank account can […]
May 17, 2023
AgencyHow Much Does Small Business General Liability Insurance Cost?
Small business general liability insurance protects against financial losses resulting from bodily injury, property damage or personal and advertising injury claims made by third parties. Your insurance agent can help you determine the appropriate coverage limits to mitigate your business’s risks and liabilities. To learn more about general liability insurance for small businesses and to […]
March 1, 2023
Agency9 Cyber Risk Questions Every Board Should Ask
When a data breach or other cyber event occurs, the damages can be significant, often resulting in lawsuits, and serious financial losses. What’s more, cyber exposures impact businesses of all kinds, regardless of their size, industry, or status as a private or public entity. In order for organizations to truly protect themselves from cyber risks, […]
February 24, 2023
AgencyHow Does Nonprofit Insurance Work?
Although nonprofit organizations may differ from for-profit businesses and companies in various ways, they may face similar risks and perils. While nonprofits may need to account for significant exposures, they may have different financial resources to fall back on when responding to an incident. So these organizations must construct and maintain a comprehensive insurance portfolio. […]
December 8, 2022
AgencyWho Should Carry Builders Risk Insurance?
Builders risk is an insurance specialized for dangers that specific industries face. This insurance covers property under construction against incidents with fire, lightning, hail, theft, vandalism and other dangers. Property possibly covered beneath a builders risk policy includes the buildings or structures themselves, materials, supplies and equipment. In general, anyone with stake in a construction […]
November 2, 2022
AgencyWhat Is Covered by Professional Liability Insurance?
Put simply, professional liability insurance—also known as errors and omissions (E&O) coverage—can help protect your business if the work or advice you provide results in client losses and subsequent professional negligence lawsuits. This type of policy may apply to professional mistakes ranging from incorrect advice, breach of duty, incomplete work, missed deadlines, misrepresentation and even […]
October 12, 2022
AgencyDo Car Wrecks Qualify Employees for Workers’ Compensation?
Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. One drawback of […]